Workers’ compensation and Social Security Disability are both programs that can provide income to you if a disability prevents you from working. However, the programs operate differently and are for different purposes. Three key differences between Social Security Disability and workers’ compensation include the following:
- Workers’ compensation disability covers you only if you got hurt or sick because of work. You are eligible for workers’ compensation disability benefits only if you are not able to work due to an illness or injury related to work duties. Social Security disability, on the other hand, will cover you for any qualifying illness or disabling injury that prevents you from working, regardless of how it happened.
- Social Security Disability covers you only for long-term conditions, not short-term conditions. Social Security Disability benefits are not available to you unless your condition has lasted or will last a year or longer, or unless your condition is terminal. Workers’ comp benefits cover you even if you have a short-term injury that keeps you out of work only for a few weeks or for a limited number of months.
- Workers’ comp benefits pay for reduced earning power, even if you can still work. You cannot obtain Social Security Disability benefits unless you are too disabled to earn substantial gainful income. Workers’ compensation benefits, on the other hand, are available for a reduction in earning power even if you can still do some of your job.
If you become disabled, regardless of whether a work injury caused your condition, you deserve to take advantage of the benefits available to you by law. Contact a Los Angeles Social Security disability attorney today to get help making a claim for benefits.