Are Car Accident Victims Eligible for Disability Benefits?

If you are involved in a car accident and your injuries preclude you from working, you may be concerned about how you will bring income into your household. One thing to consider is whether or not the nature of your injuries has caused you to become disabled enough to qualify for Social Security Disability (SSD).  A Los Angeles disability benefits attorney can assist you in understanding how SSD works and whether benefits may be available to you. 

Eligibility for Social Security Disability After a Car Accident

Social Security Disability (SSD) benefits are available only for people with long-term disabling conditions. If your car accident injuries are permanent, will last for at least 12-months, and/or are likely to be fatal, you may be eligible to receive SSD benefits. You will also need to meet the technical requirements for SSD benefits, which vary based on whether you are applying for Supplemental Security Income (which requires you to have limited assets and a low income) or applying for Social Security Disability Insurance (which requires you to have worked long enough to earn required work credits). 

It does not matter who caused your car accident, if you were at fault, or if the collision happened while you were working or on personal time. The key factors in determining whether car accident victims can get SSD benefits or not include meeting the basic eligibility requirements and having a long-term condition that is considered sufficiently severe.

The Social Security Administration has a list of conditions that can make you eligible for benefits if you have certain accompanying systems. If the nature of your injuries is addressed in the Blue Book, then you should get benefits by proving you have the requisite symptoms. If your condition isn’t addressed, you will need to demonstrate your car accident injuries are medically equivalent in severity and prevent you from working. A Los Angeles Social Security Disability benefits lawyer can assist you in providing the proof you need to maximize your chances of getting approved for benefits.