When you are out of work for an extended time due to a disabling injury or medical condition, it may seem that long-term disability benefits cannot kick in quickly enough. Medical bills piling up can be daunting under the best of circumstances. Add in the fact that you are unable to work due to your…

If you have sustained an injury or illness that is preventing you from working for an extended period of time, you will likely want to access any available long-term disability benefits. In the vast majority of cases, the long-term disability claims process will require participation in an independent medical examination (IME). If you review your…

Have you heard of long term disability insurance? Have you heard of it, but are not really sure what it is? Long term disability insurance, like other types of insurance, can be very helpful should the need arise. Here, we will go over what exactly long term disability insurance is and why you might want…

Should you experience a disabling injury or illness that prevents you from working, long term disability insurance can be a big help, to say the least. Long term disability insurance benefits will work as a type of income replacement while you are unable to work. Will, however, the benefits replace the full amount of your…

If you are on long-term disability leave, you likely have a lot on your plate. Dealing with a disability can be all-consuming. On top of this, you may be concerned about whether or not you can and will be fired while you are recovering from your disability, whether a physical injury, a physical illness, or…

Long term disability insurance provides benefits in the form of income when you are unable to work for an extended period of time, such as several months or years, even decades in some cases. While many other insurance types will usually pay out lump sum benefits, such as life insurance benefits, long term disability policies…

Sometimes, employers will offer employees access to long-term disability insurance as part of a benefits package. Long-term disability insurance can provide critical financial support should a person be unable to work for an extended period of time due to injury or illness. Most of us heavily rely on our employment income to make ends meet…

If a serious illness or injury prevents you from going to work, then you may be able to access short term or long term disability benefits. While short term benefits are meant to help provide income replacement immediately following the serious illness or injury, long term benefits are meant to help provide financial support should…

Receiving a denial of your long-term disability claim can trigger a flood of anxiety. You are seeking vital benefits and the prospect of not receiving them can be stressful, to say the least. If you have received notice that your long-term disability claim has been denied, you are probably wondering what, if any, options you…