Should you experience a disabling injury or illness that prevents you from working, long term disability insurance can be a big help, to say the least. Long term disability insurance benefits will work as a type of income replacement while you are unable to work. Will, however, the benefits replace the full amount of your…
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Can an Employee Be Terminated on Long Term Disability?
If you are on long-term disability leave, you likely have a lot on your plate. Dealing with a disability can be all-consuming. On top of this, you may be concerned about whether or not you can and will be fired while you are recovering from your disability, whether a physical injury, a physical illness, or…
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What Are SSDI Work Credits?
The Social Security Administration will usually pay a monthly benefit to those who are unable to work for a year or more due to a disability. If you are hoping to receive Social Security disability benefits, there are several requirements you must comply with to have your benefits application approved. First, you must have a…
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How Do You Apply for Disability Benefits for a Mental Illness?
While many associated disability benefits with those who have suffered physical illness or injury preventing them from being able to secure gainful employment, disability benefits are also available to those with qualifying mental illnesses. Some such mental illnesses may include bipolar or anxiety disorder. In fact, a variety of other mental illnesses that may prevent…
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How Long Do Long Term Benefits Last?
Long term disability insurance provides benefits in the form of income when you are unable to work for an extended period of time, such as several months or years, even decades in some cases. While many other insurance types will usually pay out lump sum benefits, such as life insurance benefits, long term disability policies…
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If I am High Risk for Covid-19, Can I Get Short Term Disability Benefits?
The time of COVID-19 has been filled with anxiety for many people. This may be even more so for people with underlying health conditions. The data seems clear that those with underlying health problems are at a particularly heightened risk to suffer some potentially severe and even life-threatening symptoms due to COVID-19. Due to this…
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Is Long-Term Disability Insurance Through Your Employer Enough?
Sometimes, employers will offer employees access to long-term disability insurance as part of a benefits package. Long-term disability insurance can provide critical financial support should a person be unable to work for an extended period of time due to injury or illness. Most of us heavily rely on our employment income to make ends meet…
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Should I Hire a Social Security Disability Lawyer
Hiring an attorney can feel like a big, official step. Recruiting the professional sport of a licensed legal professional to help you through your Social Security disability claim need not be added stressed. In fact, hiring a Social Security disability attorney can take a huge weight off of your shoulders. Here, we discuss whether you…
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What Deferring the Collection of Payroll Taxes Could Mean for Social Security
Social Security is often at the center of some very heated political debates. People have strong feelings about Social Security and it seems as if some threat or another to the Social Security system is being talked about on various news outlets. Once again Social Security is in the headlines. President Trump made an announcement…
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Thousands of Americans Died While Waiting for a Social Security Disability Hearing
Social Security programs provide much needed benefits to those in need across the U.S. Two programs run by the Social Security Administration (SSA) provide disability payments. The first program is Supplemental Security Income (SSI). SSI provides financial assistance to adults who are unable to work due to a physical or mental disability. The other program…
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