The term “long COVID” refers to ongoing health problems that last weeks or months after a COVID-19 infection. Symptoms vary but can include fatigue, shortness of breath, brain fog, joint pain, and chest pain. Some people also experience dizziness, headaches, and mood changes. These issues can make it difficult to complete daily tasks or maintain employment.
Many people with long COVID struggle with physical and mental exhaustion. Cognitive symptoms like memory loss and difficulty concentrating can interfere with job performance. Some patients also develop new medical conditions, such as heart problems or diabetes, that further impact their ability to work. If these symptoms last for at least 12 months and prevent employment, patients may qualify for Social Security Disability Insurance (SSDI) benefits.
Can You Qualify for Social Security Benefits with Long COVID?
You can qualify for SSDI benefits with long COVID if your condition meets the Social Security Administration’s (SSA) definition of a disability. The SSA considers you disabled if a medical condition prevents you from engaging in substantial gainful activity (SGA) for at least 12 months or is expected to result in your death.
Long COVID is not listed as a specific condition in the SSA’s Blue Book of impairments. However, if long COVID symptoms severely limit your ability to work, you could still qualify. The SSA evaluates whether your symptoms meet or equal an existing listed condition, such as respiratory disorders or mental impairments, in determining your eligibility for SSDI. If your symptoms prevent you from working in any capacity, the SSA will consider your age, work experience, and education when reviewing your claim.
SSDI Eligibility Requirements for Long COVID Applicants
To qualify for SSDI, you must have a work history that meets SSA’s work credit requirements. Most workers need 40 credits, with at least 20 earned in the last ten years, though younger workers can qualify with fewer credits. You must also meet the SSA’s disability criteria. You cannot earn more than the SGA limit, which is $1,620 per month in 2025 ($2,700 for blind applicants). Your condition must severely limit your ability to perform basic work activities like lifting, standing, walking, or concentrating. If you cannot perform work you have done in the past, the SSA will determine whether you could adjust to another job. If no suitable work exists, you might qualify for SSDI benefits.
Medical Evidence Needed for a Long COVID Disability Claim
The SSA requires strong medical evidence to approve an SSDI claim for long COVID. Your medical records must show a history of symptoms, treatments, and functional limitations. Acceptable evidence includes clinical notes, test results, and records from doctors, hospitals, or rehabilitation centers. The SSA also considers physical findings such as abnormal lung function, heart problems, or neurological issues. Cognitive tests and mental health evaluations can support claims involving memory loss or brain fog. If you have not sought medical care or lack documentation for your symptoms, you may have a harder time getting benefits.
How an Attorney Can Help with Your COVID Disability Claim
An attorney can help you gather medical evidence, complete forms correctly, and meet SSA deadlines. Many SSDI claims get denied due to missing information or lack of medical proof. A lawyer can work with your doctors to provide detailed reports that explain how long COVID limits your ability to work. If the SSA denies your claim, an attorney can prepare an appeal, present new evidence, and represent you at hearings. Experienced disability lawyers understand SSA’s rules and can help you avoid common mistakes.
Contact a Disability Attorney Now
If long COVID prevents you from working, you might qualify for SSDI benefits. Disability Advocates Group can help you prepare a strong claim and apply for the financial support you need. We offer a free initial consultation to discuss your case and explain how to move forward. Call us today or fill out our online form to get started.