It may be surprising to hear, but the majority of applications for Social Security Disability (SSDI and SSI) benefits are initially denied. The reasons for denial can be wide in range. In certain instances, however, a denial may be in large part due to a mistake on the part of the disability applicant. Here we review several of the more common disability application mistakes you should avoid. Hopefully, this will help set your up for a successful application process.
Common Disability Application Mistakes to Avoid
Bad timing is a common disability application. If you are still working when you file for disability benefits, it is more than likely that your application will be denied. This is because applying for SSD benefits requires the assertion that you need the benefits because you are unable to participate in substantially gainful activity. Working while applying goes directly against this assertion. While there is no official rule on working while filing a disability application, the timing runs afoul of the central requirement of SSD eligibility.
Bad timing also extends to a failure to wait to file your application. Filing too soon for SSD benefits can lead to application denial. In order to be eligible to receive SSD benefits, your disability must be expected to last a minimum of twelve months. If you apply for benefits too soon, it is likely to be more difficult to prove that your disabling condition will last for the long term. Take care to wait until you have substantial evidence that your disability will last twelve months or more. Otherwise, the Social Security Administration (SSA) application examiner may deny your application.
Failure to provide sufficient medical records to prove the disabling condition is another common mistake made in SSD applications. While the SSA orders a consultative exam to determine whether the condition is, in fact, disabling, it is often insufficient to substantiate an SSD benefits claim. The results of the consultative exam usually require further support in the form of medical records from your treating physicians.
It is also a common mistake for an applicant to fail in complying with follow-up treatment prescribed by treating physicians. Follow up treatment is critical to substantiating a disability application. The examiner reviewing your application will look at your treatment history. Gaps in treatment and failure to comply with doctor ordered follow-up care will undermine your claim and lead to an application denial.
Applicants for SSD benefits should also avoid several common technical mistakes made on applications. Make sure your job history is listed in full. Also, double check that your income listed on your application is in line with your tax records. Review details for accuracy such as whether you have provided your correct social security number.
Avoiding these common disability benefit application mistakes is a big step towards improving your chances for application approval. For more information regarding how to help your application succeed and what to do should your application be denied, talk to the trusted legal counsel at Disability Advocates. We are here to help you succeed. Contact us today.