If you have become unable to work due to a severe long-term disability, you should apply for Social Security Disability benefits. Provided that you have worked long enough to earn a sufficient number of work credits, you should apply through the Social Security Disability Insurance (SSDI) program.
You should not hesitate to apply for these benefits and to fight vigorously if your claim for benefits is denied because SSDI benefits are earned benefits. A Los Angeles disability benefits lawyer will help you to do everything possible to make your case so you can obtain the benefits that you have worked hard to earn.
SSDI Benefits are Earned Benefits — And You Deserve to Receive Them
SSDI benefits are considered earned benefits because you earn eligibility for these benefits by paying into the Social Security Disability insurance system. This is very similar to the way in which you pay into the Social Security retirement system so you can get money from Social Security during your senior years.
When you work, money is taken out of your paycheck specifically to fund the disability benefits program. This is different from Supplemental Security Income (SSI), which is funded through general funds rather than through dedicated payroll tax deductions. The money you pay in for SSDI supports the program and is sort of like paying insurance premiums for which you get protection if you become disabled.
Unfortunately, the Social Security Administration denies many claims for SSDI benefits despite the fact you have earned eligibility by working. If you are severely disabled and you want help qualifying for the benefits that you earned, you should reach out to a Los Angeles disability benefits lawyer as soon as you can.